The City of Miramar
Foreclosure Prevention Program
FREQUENTLY ASKED QUESTIONS
Q. What is this program for?
A. This program provides one-time funding as a deferred loan to assist to make homeowners current with their first and/or subordinate mortgage payments (principal, interest, taxes and insurance) attorneys’ fees, late fees, HOA, Assessments and other customary fees.
Q. Who is eligible to apply for the Foreclosure Prevention program?
A. Qualified very-low, low and moderate income homeowners in the City of Plantation. Please see current income guidelines chart attached with this document.
Q. What conditions must have occurred for the homeowner to be considered for this program.
A. Applicants must show that the reason for non-payment of mortgage or fees was because of the following reasons:
- Loss of pay due to involuntary job loss
- Divorce which resulted in temporary loss of income
- Death of a spouse which resulted in a temporary loss of income
- Sudden unforeseen medical expenses
- Unforeseen emergency home repairs including condo/homeowner association assessments