The City of Cooper City

Home Repair Program

 

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The City of Cooper City receives Community Development Block Grant (CDBG) dollars on an annual basis from Broward County . With a portion of these funds, the City has established an owner-occupied home repair program. The City’s home repair program currently provides a five-year deferred payment loan to low and moderate income households, adjusted for family size, to assist homeowners in rehabilitating existing homes through correcting housing code violations, construction, and/or installation of non-luxury general property improvements that provide basic amenities. Emergency repairs may also be covered in this program, with priority given for life threatening or health and safety issues. The program also includes assisting special needs applicants (disabled) to make their home barrier-free.

 

Program Requirements

• Limits on Income and Assessed Property Values.
• Residents must be able to verify income and assets.
• The property must be a primary residence.
• Applicants are required to a sign a recapture document (a lien for the amount of assistance given).
• If the home is sold or rented within five (5) years after work has been completed, the resident will be subject to repay the prorated portion of the amount of assistance.

Homeowners who have received any form of grant assistance from the City, cannot re-apply for (5) years . (Effective July 1, 2004)

 

Program Benefits

• Free home inspection and cost estimate
• Interest-free, deferred loan
• No repayment of loan if program requirements are met
• Allows home owners to correct code violations

Type of Repairs

• Emergency repairs for items that are a threat to the health and safety of the homeowner and its occupants
• Repairs that make the home energy efficient
• Exterior painting
• Roof repair
• Facia
• Minor Electrical
• Minor Plumbing
• Removal of Architectural Barriers for the elderly and disabled

This is not a remodeling program. Repairs and improvements to properties that are purely cosmetic are not eligible for assistance.

 

Eligible Properties

• Single-Family Homes
• Townhomes
• Condominiums
• Villas

Documentation Needed to Meet Income Eligibility

• Completed application form with signatures and date.
• Proof of property ownership
• Broward county notice of ad valorem taxes (showing assessed value of the property)
• Proof of property taxes paid
• Proof of hazard/homeowner insurance
• Federal income tax return
• Proof of dependents claimed
• Proof of Citizenship or Legal Alien Status Documents
• Three (3) pay stubs for all household members over 18
• Six (6) bank statements for all household members
• Assets - 401(K), Retirement/pension, IRA, CD = s, Annuities, etc.
• Life insurance policy with cash value and type
• Self-employment income statement with schedule C, E, or F
• Social Security, Supplemental Security Income (SSI), and Disability benefits
• Proof of unearned income
• Child support/Alimony
• Contributions and Gifts
• Statement for scholarships, grants, and veterans = s administration benefits